CarteaWikiCar KnowledgeHow to Report Minor Car Accident in Dubai (Guide for Local Drivers)

How to Report Minor Car Accident in Dubai (Guide for Local Drivers)

Mustafa Karim
Mustafa Karim
2025-04-23
contents

Reporting a minor collision can be streamlined if you know exactly how to report minor car accident in dubai. This guide provides clear steps to help you navigate the process efficiently and with confidence.

Immediate Steps After a Minor Collision

1. Activate Hazard Lights

Turn on your hazard lights as soon as the incident occurs to alert oncoming traffic. It is important to move vehicles safely to the side of the road, ensuring that traffic can flow without obstruction. Remember, timely action helps in preventing further complications and ensures a safer environment.

2. Use the Dubai Police App (2025 Update)

Download and open the updated Dubai Police App to quickly initiate your accident report. The app allows you to digitize your report by sharing your exact location and uploading multiple photos (at least four angles) of the accident scene. This digital process simplifies the paperwork and helps secure a police reference number immediately.

3. Exchange Essential Information

Collect necessary details from the involved driver(s), such as a copy of their Emirates ID, vehicle registration card (mulkiya), valid insurance policy number, and a verified mobile number. This exchange is crucial for an efficient insurance claim process and for obtaining the accident report certificate later on. Ensure that you politely request and verify every piece of information to avoid delays.

Required Documents for Reporting

Prepare both physical and digital copies of the following documents to streamline your report:

  • Valid driving license

  • Vehicle registration card (mulkiya)

  • Up-to-date insurance certificate (formatted as per 2025 requirements)

  • Police case reference number obtained from the Dubai Police App

  • Detailed 360-degree photographs capturing license plates, damage areas, and road conditions

Having these documents ready ensures you won't face unnecessary setbacks and that your case is processed under GCC certified standards.

Time Limits & Penalties

Stay aware of critical time frames to avoid fines or complications:

Action

Deadline

Fine (AED/SAR)

Police notification

Within 24 hours

500 AED / 500 SAR

Insurance claim filing

Within 7 days

Risk of policy cancellation

Completion of repairs

Within 30 days

Approximately 200 AED or SAR per month delay

Report your accident promptly to abide by the local regulations and avoid any legal or financial repercussions.

Insurance Claim Process

Preferred Garage Network

Use the network of authorized repair centers as specified by insurers such as RTA Insurance. These centers now provide features like a 72-hour repair guarantee, direct billing systems, and even a free loaner car for the duration of your repairs. This integrated approach simplifies the insurance claim process and minimizes car downtime.

Dispute Resolution

In case the other party contests the claim, consider the following actions:

  • Request a police officer's presence at the scene (a standard service fee might apply).

  • Record and maintain dashcam footage as supplementary evidence.

  • Visit the Traffic Prosecution Office within five working days to finalize details.

This structured procedure eases the resolution process and ensures that your accident report certificate is accurate and valid as per local guidelines.

Preventive Measures for 2025

  • Install modern smart dashcams that comply with the mandatory GCC certification standards

  • Maintain a safe distance of at least 2 meters from the vehicle ahead to reduce accident risks

  • Update your emergency contacts in your car’s system to ensure quick assistance if needed

  • Regularly check and upgrade your first aid kit to include AED-certified supplies

Following these preventive measures not only supports a smoother accident report process but also enhances overall road safety.

FAQ

Q1:What steps should I take immediately when involved in a minor car accident in Dubai?

After an accident, ensure your safety by activating your hazard lights and moving to a safe spot. Then, use the Dubai Police App to file a digital accident report with a clear capture of the scene. Exchanging necessary information like Emirates ID, insurance details, and vehicle registration is critical. This combined approach facilitates quick processing of your accident report certificate and supports your insurance claim process under GCC guidelines.

Q2:What documents are required for submitting an accident report in Dubai?

You should have your valid driving license, vehicle registration card, and an updated insurance certificate at hand. A police reference number along with 360-degree photos clearly showing the damage and license plates are also essential. These documents form the backbone of the reporting process and help in verifying all incident details accurately. Maintaining both digital and physical copies will ensure that you are compliant with local legal requirements.

Q3:How does the insurance claim process work after a minor accident in Dubai?

Most insurers, like RTA Insurance, encourage using their network of authorized repair centers for streamlined repairs. These centers often offer direct billing and a free loaner car which can ease the inconvenience. In case of disputes, it’s advisable to gather comprehensive evidence including dashcam footage and obtain police assistance. This process ensures that your claim is processed efficiently and in line with the latest local practices.

This article is for reference only, please abide by the latest local laws and regulations.

Read more:

Where to Find the Best Car Parking Solutions in Dubai 2025?

How to Secure the Best Non-GCC Car Insurance Easily?

What Makes the Rolls-Royce Tail Luxury Car for UAE’s Elite?

Also Read:

Mustafa KarimMustafa Karim
Chief editor information:
Mustafa Karim, having been deeply involved in automotive research and development for over ten years. He is fond of Japanese cars, and their precise and energy-efficient features have influenced him. In his spare time, he loves Japanese anime and kendo, drawing inspiration from them for control system research and development. He also often shares cutting-edge automotive knowledge on platforms, contributing to industry innovation and adding strength to automotive development with his expertise.

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